Serving Dallas & the DFW Area
Retirement planning in Dallas, from a fee-only fiduciary practice.
GateKeeper Investment Advisers works with Dallas-area households through the Gateway to Retirement process — a structured way to organize retirement accounts, plan income timing, and coordinate estate documents. Advisory services are offered through Royal Fund Management, LLC, an SEC-registered investment adviser.
GateKeeper Investment Advisers, LLC is an advisory practice / DBA of investment adviser representatives of Royal Fund Management, LLC, an SEC-registered investment adviser. Advisory services are offered only through Royal Fund Management, LLC.
The Process
The Gateway to Retirement process, step by step.
The order matters: accounts are organized before they are invested around, and income is planned before estate documents are coordinated.
Inventory every account
Employer plans, IRAs, brokerage accounts, pensions, and cash — listed in one place so nothing is planned around in isolation.
Review how assets are invested
Allocation, cost, and risk tolerance are reviewed against how far you are from retirement and how much variability you are comfortable with.
Sequence retirement income
Discuss the order in which Social Security, retirement accounts, and taxable assets may be drawn, and how that ordering interacts with taxes.
Coordinate the estate side
Account titling and beneficiary designations are coordinated with your attorney and tax professional. This coordination is not legal or tax advice.
Where retirement planning connects.
Investment advisory
Portfolio management and planning for individuals and families.
Explore fee-only investment servicesTraditional & Roth IRAs
A guided questionnaire prepares Charles Schwab IRA paperwork.
Open a Traditional or Roth IRAEstate coordination
Titling and beneficiary coordination with your own attorney and tax professional.
Explore estate planning coordinationBusiness owners and plan sponsors evaluating a company retirement plan can review our plan sponsor resources at 401kfid.com. Educational material on Social Security claiming timing is available at socsecmax.com.
Retirement planning questions from Dallas-area households.
- What does the Gateway to Retirement planning process involve?
- How is retirement planning paid for?
- Can you help with a 401(k) rollover into an IRA?
- Do you look at Social Security timing?
- Do I need to be in Dallas to work with you?
- What happens in a first conversation?
What does the Gateway to Retirement planning process involve?
It is a step-by-step framework for organizing retirement accounts, planning retirement income, and coordinating estate documents. We start by inventorying every account, then review how those accounts are invested and titled, discuss the sequence in which income sources may be drawn, and coordinate beneficiary designations with your attorney and tax professional.
How is retirement planning paid for?
GateKeeper is fee-only. Compensation comes solely from stated advisory fees disclosed in Form ADV Part 2A and in the client advisory agreement. We do not receive commissions, insurance compensation, or third-party referral fees in connection with advisory services.
Can you help with a 401(k) rollover into an IRA?
We can review the options available for a former employer's plan — leaving it in place, moving it to a new employer plan, or rolling it to an IRA — and discuss the tradeoffs of each, including fees, investment options, and creditor protection. If an IRA is appropriate, our guided questionnaire prepares the Traditional or Roth IRA application paperwork.
Do I need to be in Dallas to work with you?
Our office is in Allen, Texas, and we regularly meet with clients across Dallas and the greater Dallas–Fort Worth area. Meetings can also be held by video or phone for clients who prefer that.
What happens in a first conversation?
An introductory conversation covers your current accounts, when you expect to retire, how your plan is coordinated today, and where investment advisory services provided through Royal Fund Management, LLC may be able to help. There is no cost for that first conversation.
Book an introductory conversation.
Choose a time that works for you. There is no cost or obligation for the first conversation.
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